Standard vs Itemized Deduction Calculator

Compare the 2025 standard deduction against common itemized deductions.

Filing status

Adjusted gross income

Mortgage interest

State and local taxes paid

Charitable gifts

Medical expenses

Other itemized deductions

Marginal tax rate

Standard wins by

$1,500

Standard deduction is larger

Best deduction

$30,000

Standard

2025 standard deduction

$30,000

Allowed SALT deduction

$9,800

Allowed medical deduction

Total itemized deductions

$28,500

Estimated extra tax savings

SALT is capped at $10,000 ($5,000 MFS) and medical expenses count only above 7.5% of AGI. This is a federal estimate.