PMI Removal Calculator
Estimate when your mortgage reaches 80% loan-to-value and PMI can usually be removed.
Estimated PMI removal
Mar 2028
1 yr 9 mo from now
Projected LTV
79.9%
At removal estimate
Removal estimate
- Current LTV
- 85.9%
- Target balance at today's value
- $340,000
- Projected value at removal
- $447,879
- Projected balance at removal
- $357,682
Many servicers require seasoning, payment history, or an appraisal. This estimates the math threshold only.