Paycheck Take-Home Estimator

Rough estimate of US federal income tax + FICA (Social Security + Medicare) + simple state tax. Enter gross pay and pre-tax deductions to see approximate net pay. This is not tax advice.

Annual grossPer pay period

Annual gross payFiling statusState income tax (effective %)401(k) / traditional pre-tax % of grossOther pre-tax (HSA, etc) per year

Estimated net per year

$59,382

Estimated net per pay period

$2,284

Over 26 periods

Gross pay (annual): $78,000
Pre-tax retirement / deductions: $4,680
Federal income tax (est.): $7,971
FICA (SS + Medicare): $5,967
State tax (simple est.): $0
Total estimated taxes & deductions: $13,938
Net pay (annual): $59,382

This is a simplified estimator. It uses approximate brackets and deductions, ignores credits, itemized deductions, local taxes, overtime, bonuses, garnishments, and many other real-world factors. Actual withholding can differ significantly.