Current runway
∞
You have positive cash flow. Runway is effectively unlimited while this continues.
Target emergency fund
$28,800
6 months of expenses
- Gap to target
- $10,800
- Months to reach target at current pace
- 14 months
- Monthly surplus (income − expenses)
- $1,400
Rule of thumb: 3–6 months of essential expenses for most people. More if your income is variable or you have dependents. This tool uses full expenses as the conservative base.