← Catalog2-1 Buydown Calculator

2-1 Buydown Calculator

Calculate first-year and second-year payment savings from a temporary 2-1 mortgage buydown.

Required subsidy
$9,215
Approx buydown escrow
Year 1 payment
$2,087
$508 monthly savings

Payment path

Year 1 rate/payment
4.75% / $2,087
Year 2 rate/payment
5.75% / $2,334
Year 3+ rate/payment
6.75% / $2,594
Two-year payment savings
$9,215