Auto Loan Calculator
Estimate your monthly car payment and the true cost of financing, including sales tax, dealer fees, down payment, and trade-in value.
Monthly payment
$467
60 months at 5.9% APR
Total interest
$3,806
Total of payments: $28,021
- Amount financed
- $24,215
- Sales tax (est.)
- $1,820
- Fees included
- $895
- Cash due at signing (down)
- $4,500
- Total cost of vehicle (financed + down)
- $28,715
Amount financed = price + fees + tax − down payment − trade-in. Tax is applied to (price − trade-in) in most states. Actual lender terms, credit tier, and local taxes may change the final numbers.
What you are seeing
Sales tax is applied to (price − trade-in) in many states. The financed amount includes fees and tax not covered by down payment or trade. Total interest is the difference between total of payments and the amount financed.