Auto Loan Calculator

Estimate your monthly car payment and the true cost of financing, including sales tax, dealer fees, down payment, and trade-in value.

Vehicle priceDown paymentTrade-in valueSales tax rate (%)Title, doc & other feesAPR / interest rate (%)Loan term (months)

Monthly payment

$467

60 months at 5.9% APR

Total interest

$3,806

Total of payments: $28,021

Amount financed: $24,215
Sales tax (est.): $1,820
Fees included: $895
Cash due at signing (down): $4,500
Total cost of vehicle (financed + down): $28,715

Amount financed = price + fees + tax − down payment − trade-in. Tax is applied to (price − trade-in) in most states. Actual lender terms, credit tier, and local taxes may change the final numbers.